M-Pesa Integration & Daraja API Development
Let your customers pay with M-Pesa directly from your website, app, or business system. We handle the full Safaricom Daraja API integration — STK Push, C2B, B2C, reconciliation, and error handling — so payments just work.
M-Pesa integration services we provide
M-Pesa STK Push (Lipa na M-Pesa)
Trigger a payment prompt directly on the customer's phone. The most common integration for e-commerce, booking, and billing systems in Kenya.
M-Pesa C2B (Customer to Business)
Receive payments to your paybill or till number with automatic transaction callbacks and real-time reconciliation.
M-Pesa B2C (Business to Customer)
Send payments to customers or staff — refunds, commissions, salary disbursements, and promotional payouts.
M-Pesa B2B (Business to Business)
Automated supplier payments, inter-company transfers, and settlement workflows between businesses.
Transaction Status & Reversal
Query transaction status, handle timeouts, and process reversals through the Daraja API.
Multi-Gateway Integration
Beyond M-Pesa: Paystack, IntaSend, bank transfers, and card payments unified into a single payment layer.
How M-Pesa integration works
Scope the integration
We determine which Daraja endpoints you need and how payments map to your business logic.
Sandbox development
Build and test against Safaricom's sandbox environment with simulated transactions.
Go live
Production API credentials, callback URL setup, and live transaction testing.
Monitor & support
Transaction monitoring, error alerting, and ongoing maintenance.
Where businesses use our M-Pesa integrations
Trusted across public and private sectors.
RDX ICT Afrika has supported organisations across government, property, retail, technology, education, hospitality, agriculture and professional services.
Organisation names are shown as selected client experience and do not imply endorsement.
Projects we've delivered for Kenyan businesses
Distributor ERP with M-Pesa reconciliation
Property management portal with rent collection
School management system with fee tracking
Retail POS chain with real-time inventory
What our clients say
"Rawlinz built us an ERP that replaced four different spreadsheets. Stock reconciliation that used to take two days now takes ten minutes. The M-Pesa integration alone saved us one full-time accountant."
"Our CRM went live in six weeks. The sales team adopted it in three days because it matched our actual process — WhatsApp follow-ups, M-Pesa tracking, the lot. Pipeline visibility went from zero to real-time."
"We needed a tenant portal, automated rent collection via M-Pesa, and KRA-compliant invoicing. Rawlinz delivered all three in one system. Arrears dropped 40% in the first quarter."
"The school management system handles fee collection for 2,400 students via M-Pesa. Parents get instant receipts, and our finance team finally has real-time visibility into arrears."
"From a basic Shopify store to a full custom e-commerce platform with M-Pesa STK Push and delivery tracking. Our conversion rate doubled in three months."
"The fleet management and ERP system Rawlinz built connects our 5 branches in real-time. Fuel costs are down 22% and we eliminated paper-based job cards entirely."
Why Kenyan businesses choose RDX ICT Afrika
Local team, local knowledge
We understand Kenyan business regulations, payment systems, and operational realities. No offshore misunderstandings.
End-to-end delivery
From discovery through development to hosting and support. One team, one relationship, complete accountability.
Kenyan payment expertise
Deep experience with M-Pesa Daraja, Paystack, IntaSend, bank APIs, and KRA eTIMS. These aren't add-ons — they're core to every project.
You own everything
Your code, your data, your infrastructure. No vendor lock-in, no per-seat fees that grow with your team.
Cross-sector experience
Experience spanning retail, education, real estate, public institutions, hospitality, agriculture, and professional services.
Post-launch support
Maintenance agreements, hosting, monitoring, and priority support. We don't disappear after go-live.
Related solutions
M-Pesa integration questions
What is the Safaricom Daraja API?
Daraja is Safaricom's official API platform that allows developers to integrate M-Pesa payment services into applications. We use it to implement STK Push, C2B, B2C, B2B, and transaction query features.
How long does M-Pesa integration take?
A standard M-Pesa STK Push integration takes 3–5 days. Full payment system builds with multiple payment methods, reconciliation, and reporting take 2–4 weeks.
Do I need a Safaricom business account?
Yes. You need a Paybill or Till number from Safaricom. We guide you through the application process and handle all the API setup, sandbox testing, and production go-live.
Can you integrate M-Pesa with our existing system?
Yes. We integrate M-Pesa into existing websites, ERPs, CRMs, POS systems, school management systems, and any custom software.
What about payment failures and reversals?
We build robust error handling, timeout management, automatic retries, and reversal flows. Your system will correctly handle every edge case Daraja throws at it.